K R Consulting

Refinancing

At KRC we offer great options in refinancing. Refinancing a mortgage could allow you to access better interest rates or even allow you to unlock additional equity in your home to renovate, buy an investment property or consolidate debt. The most important thing to review when considering refinancing is to identify if there is enough equity available in your property to go ahead.

Why Refinance?



People usually want to change loans when they are refinancing or consolidating their debts. Typically you can refinance to:

    • Borrow more money to renovate or invest
    • Consolidate separate loans (car, personal, business)
    • Take advantage of lower priced loans or better structured loans in the market

One of the major decisions in refinancing is the cost. Make sure you do the sums; when you refinance, be prepared for the fact that it nearly always costs you money at the start - to exit your current loan and set up a new one. Costs can range from minimal to thousands of dollars, depending on the circumstances surrounding your situation.

If you are concerned or not sure, the first thing to do is assess your options thoroughly with someone who understands how it works. Talk to one of our experienced mortgage consultants and we will draw up a solution catered specifically to your financial needs.

The home loan market is very competitive. There are literally thousands of home loan options to choose from and the fastest way to get to the best decision for you is to get assistance. So, please call us at any time on 1300 79 63 69 or click on the Make an Obligation Free Enquiry link below and one of our experienced consultants will be in touch with you within 24 hours.