K R Consulting

Business & Commercial Loans

In practical terms, there is little difference between Business Finance and Commercial Finance. However, technically speaking, Commercial Finance is secured against property, while Business Finance is secured against business earnings.

At K R Consulting we understand that most businesses, no matter how well established they are, are time poor. Our access to a wide network of business finance lenders means that through us, you can literally get an assessment on your business and an idea of who would fund your particular situation in a single, well informed meeting - at no cost.

Our commitment to our business and commercial customers is to provide you with a financial solution catered to your needs so as to negotiate the most favorable debt structures for your commercial or business finance situation as quickly as possible.

Overview of the types of Business Loans

There are many different options with business and commercial finance. Your KRC Business Consultant can help you decide which option is best for each situation. As each lender has their own programs and their own requirements our consultants can also help you understand the differences between loan types and lenders, including related fees and charges. Essentially your options boil down to variations of these types:

Business Term Loans

Business Overdraft

Line of Credit

Commercial Bills

Debtor or Cash Flow Finance / Factoring

Inventory Finance

Low Doc Loans


The Business and Commercial loans market is very competitive. If you have any questions that we can help you with, please call at any time on 1300 79 63 69 or click on the Make an Obligation Free Enquiry link below and one of our experienced consultants will be in touch with you within 24 hrs.